Use this as a consumer document-prep tool

This app helps consumers understand and organize C.L.U.E. report information. It does not replace professional legal, insurance, or financial advice.

No legal advice

The app generates factual dispute-letter drafts based on information you confirm. It does not determine your legal rights, guarantee a reinvestigation outcome, or create an attorney-client relationship.

You must verify extracted data

OCR and PDF parsing can be wrong. Do not mail a letter until you have reviewed and confirmed every report field, claim row, amount, date, address, and code.

Code meanings are decoder aids

Claim-code descriptions are plain-English explanations, not an official LexisNexis code table. Verify any disputed entry against your report legend, insurer records, and supporting documents.

No guarantees

We do not guarantee that a dispute will be accepted, corrected, deleted, or resolved by a particular date. Keep copies of everything you send and follow the instructions on your disclosure.