Property loss type
What does a Wind / windstorm claim mean on a CLUE report?
A wind or windstorm loss on a CLUE report is storm damage to the property — usually weather-event history rather than a behavioral red flag.
Wind / windstorm in plain English
Wind (storm, hurricane, tornado) damaged the property — commonly roof and siding.
Weather/catastrophe claims are generally treated more leniently than water or liability, and some reports flag them as 'Catastrophe' losses.
CLUE disclosures and carrier feeds vary. Use this as a decoder aid, then verify the entry against your report, insurer records, and claim documents.
What to watch for
Wind claims with no matching storm event, or one storm recorded as several claims.
- Date of loss versus the report and order dates
- Amount paid, especially if the entry shows $0
- Claim status, including inquiry or information-only language
- Property address, vehicle, or policyholder identity
- Duplicate entries for the same event
Evidence that may help
Weather records for the loss date, roofer reports, catastrophe designation on the claim.