Either loss type
What does a Hail claim mean on a CLUE report?
A hail loss on a CLUE report is storm damage to a roof or vehicle, recorded as weather-event claim history for up to seven years.
Hail in plain English
Hail damaged the roof, siding, or a vehicle.
Like wind, hail is weather-event history; on autos it falls under comprehensive and typically doesn't raise rates the way at-fault accidents do.
CLUE disclosures and carrier feeds vary. Use this as a decoder aid, then verify the entry against your report, insurer records, and claim documents.
What to watch for
Hail claims duplicated across the same storm, or hail dates with no recorded hail event in the area.
- Date of loss versus the report and order dates
- Amount paid, especially if the entry shows $0
- Claim status, including inquiry or information-only language
- Property address, vehicle, or policyholder identity
- Duplicate entries for the same event
Evidence that may help
Weather/hail-swath records for the loss date, inspection reports.