Property loss type
What does a Falling objects claim mean on a CLUE report?
A falling-objects loss on a CLUE report is typically tree or debris damage, a named peril on broad-form homeowners policies.
Falling objects in plain English
Something fell on the property — most often a tree or limb.
A named peril on broad-form policies; usually storm-related and treated as weather history.
CLUE disclosures and carrier feeds vary. Use this as a decoder aid, then verify the entry against your report, insurer records, and claim documents.
What to watch for
One fallen tree recorded under both 'Falling objects' and 'Wind' as two claims.
- Date of loss versus the report and order dates
- Amount paid, especially if the entry shows $0
- Claim status, including inquiry or information-only language
- Property address, vehicle, or policyholder identity
- Duplicate entries for the same event
Evidence that may help
Photos, arborist/removal invoices, storm records.