Property loss type

What does a Explosion claim mean on a CLUE report?

An explosion loss on a CLUE report is a basic named-peril claim, rare but covered on all standard homeowners forms.

Explosion in plain English

Explosion damage (gas, water heater, etc.).

A basic named peril present on all standard homeowners forms; rare in practice.

CLUE disclosures and carrier feeds vary. Use this as a decoder aid, then verify the entry against your report, insurer records, and claim documents.

What to watch for

Explosion entries you don't recognize — verify the address and date.

  • Date of loss versus the report and order dates
  • Amount paid, especially if the entry shows $0
  • Claim status, including inquiry or information-only language
  • Property address, vehicle, or policyholder identity
  • Duplicate entries for the same event

Evidence that may help

Fire department/utility incident reports, adjuster reports.

Sources