Property loss type

What does a Credit card / forgery / counterfeit money claim mean on a CLUE report?

A credit card/forgery loss on a CLUE report is a small homeowners additional-coverage claim for unauthorized card use or forged instruments.

Credit card / forgery / counterfeit money in plain English

A small homeowners additional coverage paid for unauthorized credit-card use, forged checks, or counterfeit money accepted in good faith.

Limits are small (commonly around $500) and these claims are rare; an entry here is more likely to be unfamiliar to the consumer, so verify it's yours.

CLUE disclosures and carrier feeds vary. Use this as a decoder aid, then verify the entry against your report, insurer records, and claim documents.

What to watch for

Entries you don't recognize at all — identity mix-ups are possible in any consumer report; dispute anything that isn't yours.

  • Date of loss versus the report and order dates
  • Amount paid, especially if the entry shows $0
  • Claim status, including inquiry or information-only language
  • Property address, vehicle, or policyholder identity
  • Duplicate entries for the same event

Evidence that may help

Bank/card statements, police or fraud reports from the incident.

Sources